Cost of Living in Richardson, TX
Overall index: 114 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 116 | +16% | $1,278 |
| Transportation | 102 | +2% | $3.50 |
| Food | 129 | +29% | $529 |
| Utilities | 108 | +8% | $209 |
| Healthcare | 108 | +8% | $151 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Richardson?
A single adult living comfortably in Richardson, TX needs approximately $39,900 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Richardson, TX?
The overall cost of living in Richardson, TX is 14% higher than the US national average (index: 114 where 100 = national average).
How much is rent in Richardson, TX?
Average rent for a 1-bedroom apartment in Richardson, TX is about $1,278/month.
Is Richardson, TX expensive to live in?
Yes, Richardson, TX is considered expensive (index above national average).
What salary do I need to live in Richardson, TX?
A single adult needs roughly $39,900/year to cover basic living costs in Richardson, TX.