Cost of Living in Plano, TX
Overall index: 122 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 127 | +27% | $1,254 |
| Transportation | 101 | +1% | $3.50 |
| Food | 145 | +45% | $595 |
| Utilities | 114 | +14% | $229 |
| Healthcare | 114 | +14% | $165 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Plano?
A single adult living comfortably in Plano, TX needs approximately $42,700 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Plano, TX?
The overall cost of living in Plano, TX is 22% higher than the US national average (index: 122 where 100 = national average).
How much is rent in Plano, TX?
Average rent for a 1-bedroom apartment in Plano, TX is about $1,254/month.
Is Plano, TX expensive to live in?
Yes, Plano, TX is considered expensive (index above national average).
What salary do I need to live in Plano, TX?
A single adult needs roughly $42,700/year to cover basic living costs in Plano, TX.