Cost of Living in Garland, TX
Overall index: 86 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 71 | -29% | $1,068 |
| Transportation | 103 | +3% | $3.50 |
| Food | 100 | +0% | $410 |
| Utilities | 86 | -14% | $128 |
| Healthcare | 86 | -14% | $92 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Garland?
A single adult living comfortably in Garland, TX needs approximately $30,100 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Garland, TX?
The overall cost of living in Garland, TX is 14% lower than the US national average (index: 86 where 100 = national average).
How much is rent in Garland, TX?
Average rent for a 1-bedroom apartment in Garland, TX is about $1,068/month.
Is Garland, TX expensive to live in?
No, Garland, TX is affordable (below national average).
What salary do I need to live in Garland, TX?
A single adult needs roughly $30,100/year to cover basic living costs in Garland, TX.