Cost of Living in Philadelphia, PA
Overall index: 82 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 67 | -33% | $926 |
| Transportation | 110 | +10% | $3.50 |
| Food | 81 | -19% | $332 |
| Utilities | 84 | -16% | $121 |
| Healthcare | 84 | -16% | $87 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Philadelphia?
A single adult living comfortably in Philadelphia, PA needs approximately $28,700 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Philadelphia, PA?
The overall cost of living in Philadelphia, PA is 18% lower than the US national average (index: 82 where 100 = national average).
How much is rent in Philadelphia, PA?
Average rent for a 1-bedroom apartment in Philadelphia, PA is about $926/month.
Is Philadelphia, PA expensive to live in?
No, Philadelphia, PA is affordable (below national average).
What salary do I need to live in Philadelphia, PA?
A single adult needs roughly $28,700/year to cover basic living costs in Philadelphia, PA.