Cost of Living in Union City, NJ
Overall index: 114 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 128 | +28% | $1,042 |
| Transportation | 110 | +10% | $3.50 |
| Food | 88 | -12% | $361 |
| Utilities | 114 | +14% | $230 |
| Healthcare | 114 | +14% | $166 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Union City?
A single adult living comfortably in Union City, NJ needs approximately $39,900 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Union City, NJ?
The overall cost of living in Union City, NJ is 14% higher than the US national average (index: 114 where 100 = national average).
How much is rent in Union City, NJ?
Average rent for a 1-bedroom apartment in Union City, NJ is about $1,042/month.
Is Union City, NJ expensive to live in?
Yes, Union City, NJ is considered expensive (index above national average).
What salary do I need to live in Union City, NJ?
A single adult needs roughly $39,900/year to cover basic living costs in Union City, NJ.