Cost of Living in Jersey City, NJ
Overall index: 133 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 154 | +54% | $1,331 |
| Transportation | 104 | +4% | $3.50 |
| Food | 127 | +27% | $521 |
| Utilities | 127 | +27% | $277 |
| Healthcare | 127 | +27% | $200 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Jersey City?
A single adult living comfortably in Jersey City, NJ needs approximately $46,550 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Jersey City, NJ?
The overall cost of living in Jersey City, NJ is 33% higher than the US national average (index: 133 where 100 = national average).
How much is rent in Jersey City, NJ?
Average rent for a 1-bedroom apartment in Jersey City, NJ is about $1,331/month.
Is Jersey City, NJ expensive to live in?
Yes, Jersey City, NJ is considered expensive (index above national average).
What salary do I need to live in Jersey City, NJ?
A single adult needs roughly $46,550/year to cover basic living costs in Jersey City, NJ.