Cost of Living in San Mateo, CA
Overall index: 294 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 449 | +349% | $2,155 |
| Transportation | 101 | +1% | $3.50 |
| Food | 204 | +104% | $836 |
| Utilities | 275 | +175% | $808 |
| Healthcare | 275 | +175% | $584 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in San Mateo?
A single adult living comfortably in San Mateo, CA needs approximately $102,900 / year after taxes.
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Frequently Asked Questions
What is the cost of living in San Mateo, CA?
The overall cost of living in San Mateo, CA is 194% higher than the US national average (index: 294 where 100 = national average).
How much is rent in San Mateo, CA?
Average rent for a 1-bedroom apartment in San Mateo, CA is about $2,155/month.
Is San Mateo, CA expensive to live in?
Yes, San Mateo, CA is considered expensive (index above national average).
What salary do I need to live in San Mateo, CA?
A single adult needs roughly $102,900/year to cover basic living costs in San Mateo, CA.