Cost of Living in San Francisco, CA
Overall index: 265 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 396 | +296% | $1,693 |
| Transportation | 104 | +4% | $3.50 |
| Food | 189 | +89% | $775 |
| Utilities | 248 | +148% | $713 |
| Healthcare | 248 | +148% | $515 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in San Francisco?
A single adult living comfortably in San Francisco, CA needs approximately $92,750 / year after taxes.
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Frequently Asked Questions
What is the cost of living in San Francisco, CA?
The overall cost of living in San Francisco, CA is 165% higher than the US national average (index: 265 where 100 = national average).
How much is rent in San Francisco, CA?
Average rent for a 1-bedroom apartment in San Francisco, CA is about $1,693/month.
Is San Francisco, CA expensive to live in?
Yes, San Francisco, CA is considered expensive (index above national average).
What salary do I need to live in San Francisco, CA?
A single adult needs roughly $92,750/year to cover basic living costs in San Francisco, CA.