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Oakland, CA vs San Mateo, CA: Cost of Living Comparison

Oakland has the lower overall cost of living. (100 = US national average)

Category-by-Category Comparison

Category Oakland San Mateo Cheaper
Overall cost of living 190 294 Oakland
Housing 266 ($1,342) 449 ($2,155) Oakland
Transportation 105 ($3.50) 101 ($3.50) San Mateo
Food & groceries 130 ($533) 204 ($836) Oakland
Utilities 183 ($479) 275 ($808) Oakland
Healthcare 183 ($346) 275 ($584) Oakland
Median annual wage 120 ($58,240) 120 ($58,240) Tie

Index 100 = US national average. Lower = cheaper. For wage, higher = better.

Frequently Asked Questions

Is Oakland, CA or San Mateo, CA cheaper to live in?

Oakland, CA is cheaper overall by about 104 index points (Oakland, CA: 190, San Mateo, CA: 294; 100 = US national average).

What salary do I need in Oakland, CA vs San Mateo, CA?

A single adult needs roughly $66,500/year in Oakland, CA and $102,900/year in San Mateo, CA to cover basic living costs.

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