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San Jose, CA vs San Mateo, CA: Cost of Living Comparison

San Jose has the lower overall cost of living. (100 = US national average)

Category-by-Category Comparison

Category San Jose San Mateo Cheaper
Overall cost of living 238 294 San Jose
Housing 341 ($1,832) 449 ($2,155) San Jose
Transportation 102 ($3.50) 101 ($3.50) San Mateo
Food & groceries 190 ($779) 204 ($836) San Jose
Utilities 221 ($614) 275 ($808) San Jose
Healthcare 221 ($443) 275 ($584) San Jose
Median annual wage 120 ($58,240) 120 ($58,240) Tie

Index 100 = US national average. Lower = cheaper. For wage, higher = better.

Frequently Asked Questions

Is San Jose, CA or San Mateo, CA cheaper to live in?

San Jose, CA is cheaper overall by about 56 index points (San Jose, CA: 238, San Mateo, CA: 294; 100 = US national average).

What salary do I need in San Jose, CA vs San Mateo, CA?

A single adult needs roughly $83,300/year in San Jose, CA and $102,900/year in San Mateo, CA to cover basic living costs.

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