Cost of Living in Merced, CA
Overall index: 99 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 100 | +0% | $905 |
| Transportation | 117 | +17% | $3.50 |
| Food | 80 | -20% | $328 |
| Utilities | 100 | +0% | $180 |
| Healthcare | 100 | +0% | $130 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Merced?
A single adult living comfortably in Merced, CA needs approximately $34,650 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Merced, CA?
The overall cost of living in Merced, CA is 1% lower than the US national average (index: 99 where 100 = national average).
How much is rent in Merced, CA?
Average rent for a 1-bedroom apartment in Merced, CA is about $905/month.
Is Merced, CA expensive to live in?
Costs in Merced, CA are roughly in line with the national average.
What salary do I need to live in Merced, CA?
A single adult needs roughly $34,650/year to cover basic living costs in Merced, CA.