Merced, CA vs Modesto, CA: Cost of Living Comparison
Merced has the lower overall cost of living. (100 = US national average)
Category-by-Category Comparison
| Category | Merced | Modesto | Cheaper |
|---|---|---|---|
| Overall cost of living | 99 | 112 | Merced |
| Housing | 100 ($905) | 119 ($1,126) | Merced |
| Transportation | 117 ($3.50) | 107 ($3.50) | Modesto |
| Food & groceries | 80 ($328) | 104 ($426) | Merced |
| Utilities | 100 ($180) | 110 ($214) | Merced |
| Healthcare | 100 ($130) | 110 ($155) | Merced |
| Median annual wage | 120 ($58,240) | 120 ($58,240) | Tie |
Index 100 = US national average. Lower = cheaper. For wage, higher = better.
Frequently Asked Questions
Is Merced, CA or Modesto, CA cheaper to live in?
Merced, CA is cheaper overall by about 13 index points (Merced, CA: 99, Modesto, CA: 112; 100 = US national average).
What salary do I need in Merced, CA vs Modesto, CA?
A single adult needs roughly $34,650/year in Merced, CA and $39,200/year in Modesto, CA to cover basic living costs.