Cost of Living in Modesto, CA
Overall index: 112 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 119 | +19% | $1,126 |
| Transportation | 107 | +7% | $3.50 |
| Food | 104 | +4% | $426 |
| Utilities | 110 | +10% | $214 |
| Healthcare | 110 | +10% | $155 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Modesto?
A single adult living comfortably in Modesto, CA needs approximately $39,200 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Modesto, CA?
The overall cost of living in Modesto, CA is 12% higher than the US national average (index: 112 where 100 = national average).
How much is rent in Modesto, CA?
Average rent for a 1-bedroom apartment in Modesto, CA is about $1,126/month.
Is Modesto, CA expensive to live in?
Yes, Modesto, CA is considered expensive (index above national average).
What salary do I need to live in Modesto, CA?
A single adult needs roughly $39,200/year to cover basic living costs in Modesto, CA.