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Merced, CA vs San Jose, CA: Cost of Living Comparison

Merced has the lower overall cost of living. (100 = US national average)

Category-by-Category Comparison

Category Merced San Jose Cheaper
Overall cost of living 99 238 Merced
Housing 100 ($905) 341 ($1,832) Merced
Transportation 117 ($3.50) 102 ($3.50) San Jose
Food & groceries 80 ($328) 190 ($779) Merced
Utilities 100 ($180) 221 ($614) Merced
Healthcare 100 ($130) 221 ($443) Merced
Median annual wage 120 ($58,240) 120 ($58,240) Tie

Index 100 = US national average. Lower = cheaper. For wage, higher = better.

Frequently Asked Questions

Is Merced, CA or San Jose, CA cheaper to live in?

Merced, CA is cheaper overall by about 139 index points (Merced, CA: 99, San Jose, CA: 238; 100 = US national average).

What salary do I need in Merced, CA vs San Jose, CA?

A single adult needs roughly $34,650/year in Merced, CA and $83,300/year in San Jose, CA to cover basic living costs.

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