Cost of Living in Waterbury, CT
Overall index: 73 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 53 | -47% | $826 |
| Transportation | 111 | +11% | $3.50 |
| Food | 69 | -31% | $283 |
| Utilities | 77 | -23% | $95 |
| Healthcare | 77 | -23% | $69 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Waterbury?
A single adult living comfortably in Waterbury, CT needs approximately $25,550 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Waterbury, CT?
The overall cost of living in Waterbury, CT is 27% lower than the US national average (index: 73 where 100 = national average).
How much is rent in Waterbury, CT?
Average rent for a 1-bedroom apartment in Waterbury, CT is about $826/month.
Is Waterbury, CT expensive to live in?
No, Waterbury, CT is affordable (below national average).
What salary do I need to live in Waterbury, CT?
A single adult needs roughly $25,550/year to cover basic living costs in Waterbury, CT.