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Hartford, CT vs Waterbury, CT: Cost of Living Comparison

Waterbury has the lower overall cost of living. (100 = US national average)

Category-by-Category Comparison

Category Hartford Waterbury Cheaper
Overall cost of living 76 73 Waterbury
Housing 62 ($855) 53 ($826) Waterbury
Transportation 114 ($3.50) 111 ($3.50) Waterbury
Food & groceries 61 ($250) 69 ($283) Hartford
Utilities 81 ($112) 77 ($95) Waterbury
Healthcare 81 ($81) 77 ($69) Waterbury
Median annual wage 123 ($59,690) 123 ($59,690) Tie

Index 100 = US national average. Lower = cheaper. For wage, higher = better.

Frequently Asked Questions

Is Hartford, CT or Waterbury, CT cheaper to live in?

Waterbury, CT is cheaper overall by about 3 index points (Hartford, CT: 76, Waterbury, CT: 73; 100 = US national average).

What salary do I need in Hartford, CT vs Waterbury, CT?

A single adult needs roughly $26,600/year in Hartford, CT and $25,550/year in Waterbury, CT to cover basic living costs.

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