Cost of Living in Waltham, MA
Overall index: 162 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 203 | +103% | $1,562 |
| Transportation | 100 | +0% | $3.50 |
| Food | 156 | +56% | $640 |
| Utilities | 152 | +52% | $365 |
| Healthcare | 152 | +52% | $264 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Waltham?
A single adult living comfortably in Waltham, MA needs approximately $56,700 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Waltham, MA?
The overall cost of living in Waltham, MA is 62% higher than the US national average (index: 162 where 100 = national average).
How much is rent in Waltham, MA?
Average rent for a 1-bedroom apartment in Waltham, MA is about $1,562/month.
Is Waltham, MA expensive to live in?
Yes, Waltham, MA is considered expensive (index above national average).
What salary do I need to live in Waltham, MA?
A single adult needs roughly $56,700/year to cover basic living costs in Waltham, MA.