Cost of Living in Surprise, AZ
Overall index: 112 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 114 | +14% | $1,342 |
| Transportation | 101 | +1% | $3.50 |
| Food | 125 | +25% | $513 |
| Utilities | 107 | +7% | $205 |
| Healthcare | 107 | +7% | $148 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Surprise?
A single adult living comfortably in Surprise, AZ needs approximately $39,200 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Surprise, AZ?
The overall cost of living in Surprise, AZ is 12% higher than the US national average (index: 112 where 100 = national average).
How much is rent in Surprise, AZ?
Average rent for a 1-bedroom apartment in Surprise, AZ is about $1,342/month.
Is Surprise, AZ expensive to live in?
Yes, Surprise, AZ is considered expensive (index above national average).
What salary do I need to live in Surprise, AZ?
A single adult needs roughly $39,200/year to cover basic living costs in Surprise, AZ.