Cost of Living in Phoenix, AZ
Overall index: 106 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 110 | +10% | $1,021 |
| Transportation | 103 | +3% | $3.50 |
| Food | 103 | +3% | $422 |
| Utilities | 105 | +5% | $198 |
| Healthcare | 105 | +5% | $143 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Phoenix?
A single adult living comfortably in Phoenix, AZ needs approximately $37,100 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Phoenix, AZ?
The overall cost of living in Phoenix, AZ is 6% higher than the US national average (index: 106 where 100 = national average).
How much is rent in Phoenix, AZ?
Average rent for a 1-bedroom apartment in Phoenix, AZ is about $1,021/month.
Is Phoenix, AZ expensive to live in?
Costs in Phoenix, AZ are roughly in line with the national average.
What salary do I need to live in Phoenix, AZ?
A single adult needs roughly $37,100/year to cover basic living costs in Phoenix, AZ.