Cost of Living in McKinney, TX
Overall index: 124 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 126 | +26% | $1,289 |
| Transportation | 100 | +0% | $3.50 |
| Food | 161 | +61% | $660 |
| Utilities | 113 | +13% | $227 |
| Healthcare | 113 | +13% | $164 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in McKinney?
A single adult living comfortably in McKinney, TX needs approximately $43,400 / year after taxes.
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Frequently Asked Questions
What is the cost of living in McKinney, TX?
The overall cost of living in McKinney, TX is 24% higher than the US national average (index: 124 where 100 = national average).
How much is rent in McKinney, TX?
Average rent for a 1-bedroom apartment in McKinney, TX is about $1,289/month.
Is McKinney, TX expensive to live in?
Yes, McKinney, TX is considered expensive (index above national average).
What salary do I need to live in McKinney, TX?
A single adult needs roughly $43,400/year to cover basic living costs in McKinney, TX.