Jersey City, NJ vs New York, NY: Cost of Living Comparison
Jersey City has the lower overall cost of living. (100 = US national average)
Category-by-Category Comparison
| Category | Jersey City | New York | Cheaper |
|---|---|---|---|
| Overall cost of living | 133 | 161 | Jersey City |
| Housing | 154 ($1,331) | 216 ($1,245) | Jersey City |
| Transportation | 104 ($3.50) | 108 ($3.50) | Jersey City |
| Food & groceries | 127 ($521) | 107 ($439) | New York |
| Utilities | 127 ($277) | 158 ($389) | Jersey City |
| Healthcare | 127 ($200) | 158 ($281) | Jersey City |
| Median annual wage | 121 ($58,570) | 123 ($59,670) | Jersey City |
Index 100 = US national average. Lower = cheaper. For wage, higher = better.
Frequently Asked Questions
Is Jersey City, NJ or New York, NY cheaper to live in?
Jersey City, NJ is cheaper overall by about 28 index points (Jersey City, NJ: 133, New York, NY: 161; 100 = US national average).
What salary do I need in Jersey City, NJ vs New York, NY?
A single adult needs roughly $46,550/year in Jersey City, NJ and $56,350/year in New York, NY to cover basic living costs.