Cost of Living in Duluth, MN
Overall index: 81 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 65 | -35% | $726 |
| Transportation | 102 | +2% | $3.50 |
| Food | 89 | -11% | $365 |
| Utilities | 83 | -17% | $117 |
| Healthcare | 83 | -17% | $85 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Duluth?
A single adult living comfortably in Duluth, MN needs approximately $28,350 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Duluth, MN?
The overall cost of living in Duluth, MN is 19% lower than the US national average (index: 81 where 100 = national average).
How much is rent in Duluth, MN?
Average rent for a 1-bedroom apartment in Duluth, MN is about $726/month.
Is Duluth, MN expensive to live in?
No, Duluth, MN is affordable (below national average).
What salary do I need to live in Duluth, MN?
A single adult needs roughly $28,350/year to cover basic living costs in Duluth, MN.