Cost of Living in Fargo, ND
Overall index: 86 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Overall
86
↓ -14% vs US
Cost Breakdown by Category
Housing
77
↓ -23% vs US
$641 Median rent (1BR)
Transportation
100
↔ +0% vs US
$3.50 Gas price (gal)
Food
88
↓ -12% vs US
$361 Groceries / month
Utilities
89
↓ -11% vs US
$139 Utilities / month
Healthcare
89
↓ -11% vs US
$100 Doctor visit
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 77 | -23% | $641 |
| Transportation | 100 | +0% | $3.50 |
| Food | 88 | -12% | $361 |
| Utilities | 89 | -11% | $139 |
| Healthcare | 89 | -11% | $100 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Fargo?
A single adult living comfortably in Fargo, ND needs approximately $30,100 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Fargo, ND?
The overall cost of living in Fargo, ND is 14% lower than the US national average (index: 86 where 100 = national average).
How much is rent in Fargo, ND?
Average rent for a 1-bedroom apartment in Fargo, ND is about $641/month.
Is Fargo, ND expensive to live in?
No, Fargo, ND is affordable (below national average).
What salary do I need to live in Fargo, ND?
A single adult needs roughly $30,100/year to cover basic living costs in Fargo, ND.