Cost of Living in St. Paul, MN
Overall index: 90 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 80 | -20% | $874 |
| Transportation | 103 | +3% | $3.50 |
| Food | 98 | -2% | $402 |
| Utilities | 90 | -10% | $144 |
| Healthcare | 90 | -10% | $104 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in St. Paul?
A single adult living comfortably in St. Paul, MN needs approximately $31,500 / year after taxes.
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Frequently Asked Questions
What is the cost of living in St. Paul, MN?
The overall cost of living in St. Paul, MN is 10% lower than the US national average (index: 90 where 100 = national average).
How much is rent in St. Paul, MN?
Average rent for a 1-bedroom apartment in St. Paul, MN is about $874/month.
Is St. Paul, MN expensive to live in?
Costs in St. Paul, MN are roughly in line with the national average.
What salary do I need to live in St. Paul, MN?
A single adult needs roughly $31,500/year to cover basic living costs in St. Paul, MN.