Cost of Living in Cambridge, MA
Overall index: 213 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 299 | +199% | $1,919 |
| Transportation | 100 | +0% | $3.50 |
| Food | 169 | +69% | $693 |
| Utilities | 200 | +100% | $538 |
| Healthcare | 200 | +100% | $389 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Cambridge?
A single adult living comfortably in Cambridge, MA needs approximately $74,550 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Cambridge, MA?
The overall cost of living in Cambridge, MA is 113% higher than the US national average (index: 213 where 100 = national average).
How much is rent in Cambridge, MA?
Average rent for a 1-bedroom apartment in Cambridge, MA is about $1,919/month.
Is Cambridge, MA expensive to live in?
Yes, Cambridge, MA is considered expensive (index above national average).
What salary do I need to live in Cambridge, MA?
A single adult needs roughly $74,550/year to cover basic living costs in Cambridge, MA.