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Palm Bay, FL vs St. Cloud, FL: Cost of Living Comparison

Palm Bay has the lower overall cost of living. (100 = US national average)

Category-by-Category Comparison

Category Palm Bay St. Cloud Cheaper
Overall cost of living 85 98 Palm Bay
Housing 71 ($1,041) 93 ($1,070) Palm Bay
Transportation 105 ($3.50) 106 ($3.50) Palm Bay
Food & groceries 90 ($369) 102 ($418) Palm Bay
Utilities 86 ($128) 97 ($167) Palm Bay
Healthcare 86 ($92) 97 ($121) Palm Bay
Median annual wage 99 ($47,880) 99 ($47,880) Tie

Index 100 = US national average. Lower = cheaper. For wage, higher = better.

Frequently Asked Questions

Is Palm Bay, FL or St. Cloud, FL cheaper to live in?

Palm Bay, FL is cheaper overall by about 13 index points (Palm Bay, FL: 85, St. Cloud, FL: 98; 100 = US national average).

What salary do I need in Palm Bay, FL vs St. Cloud, FL?

A single adult needs roughly $29,750/year in Palm Bay, FL and $34,300/year in St. Cloud, FL to cover basic living costs.

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