Cost of Living in St. Cloud, FL
Overall index: 98 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 93 | -7% | $1,070 |
| Transportation | 106 | +6% | $3.50 |
| Food | 102 | +2% | $418 |
| Utilities | 97 | -3% | $167 |
| Healthcare | 97 | -3% | $121 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in St. Cloud?
A single adult living comfortably in St. Cloud, FL needs approximately $34,300 / year after taxes.
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Frequently Asked Questions
What is the cost of living in St. Cloud, FL?
The overall cost of living in St. Cloud, FL is 2% lower than the US national average (index: 98 where 100 = national average).
How much is rent in St. Cloud, FL?
Average rent for a 1-bedroom apartment in St. Cloud, FL is about $1,070/month.
Is St. Cloud, FL expensive to live in?
Costs in St. Cloud, FL are roughly in line with the national average.
What salary do I need to live in St. Cloud, FL?
A single adult needs roughly $34,300/year to cover basic living costs in St. Cloud, FL.