Modesto, CA vs Tracy, CA: Cost of Living Comparison
Modesto has the lower overall cost of living. (100 = US national average)
Category-by-Category Comparison
| Category | Modesto | Tracy | Cheaper |
|---|---|---|---|
| Overall cost of living | 112 | 156 | Modesto |
| Housing | 119 ($1,126) | 188 ($1,628) | Modesto |
| Transportation | 107 ($3.50) | 105 ($3.50) | Tracy |
| Food & groceries | 104 ($426) | 158 ($648) | Modesto |
| Utilities | 110 ($214) | 144 ($338) | Modesto |
| Healthcare | 110 ($155) | 144 ($244) | Modesto |
| Median annual wage | 120 ($58,240) | 120 ($58,240) | Tie |
Index 100 = US national average. Lower = cheaper. For wage, higher = better.
Frequently Asked Questions
Is Modesto, CA or Tracy, CA cheaper to live in?
Modesto, CA is cheaper overall by about 44 index points (Modesto, CA: 112, Tracy, CA: 156; 100 = US national average).
What salary do I need in Modesto, CA vs Tracy, CA?
A single adult needs roughly $39,200/year in Modesto, CA and $54,600/year in Tracy, CA to cover basic living costs.