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Hayward, CA vs San Francisco, CA: Cost of Living Comparison

Hayward has the lower overall cost of living. (100 = US national average)

Category-by-Category Comparison

Category Hayward San Francisco Cheaper
Overall cost of living 179 265 Hayward
Housing 236 ($1,652) 396 ($1,693) Hayward
Transportation 105 ($3.50) 104 ($3.50) San Francisco
Food & groceries 152 ($623) 189 ($775) Hayward
Utilities 168 ($425) 248 ($713) Hayward
Healthcare 168 ($307) 248 ($515) Hayward
Median annual wage 120 ($58,240) 120 ($58,240) Tie

Index 100 = US national average. Lower = cheaper. For wage, higher = better.

Frequently Asked Questions

Is Hayward, CA or San Francisco, CA cheaper to live in?

Hayward, CA is cheaper overall by about 86 index points (Hayward, CA: 179, San Francisco, CA: 265; 100 = US national average).

What salary do I need in Hayward, CA vs San Francisco, CA?

A single adult needs roughly $62,650/year in Hayward, CA and $92,750/year in San Francisco, CA to cover basic living costs.

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