Cost of Living in Santa Fe, NM
Overall index: 108 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 118 | +18% | $966 |
| Transportation | 103 | +3% | $3.50 |
| Food | 94 | -6% | $385 |
| Utilities | 109 | +9% | $212 |
| Healthcare | 109 | +9% | $153 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Santa Fe?
A single adult living comfortably in Santa Fe, NM needs approximately $37,800 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Santa Fe, NM?
The overall cost of living in Santa Fe, NM is 8% higher than the US national average (index: 108 where 100 = national average).
How much is rent in Santa Fe, NM?
Average rent for a 1-bedroom apartment in Santa Fe, NM is about $966/month.
Is Santa Fe, NM expensive to live in?
Costs in Santa Fe, NM are roughly in line with the national average.
What salary do I need to live in Santa Fe, NM?
A single adult needs roughly $37,800/year to cover basic living costs in Santa Fe, NM.