Cost of Living in Lubbock, TX
Overall index: 75 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 57 | -43% | $796 |
| Transportation | 102 | +2% | $3.50 |
| Food | 81 | -19% | $332 |
| Utilities | 79 | -21% | $103 |
| Healthcare | 79 | -21% | $74 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Lubbock?
A single adult living comfortably in Lubbock, TX needs approximately $26,250 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Lubbock, TX?
The overall cost of living in Lubbock, TX is 25% lower than the US national average (index: 75 where 100 = national average).
How much is rent in Lubbock, TX?
Average rent for a 1-bedroom apartment in Lubbock, TX is about $796/month.
Is Lubbock, TX expensive to live in?
No, Lubbock, TX is affordable (below national average).
What salary do I need to live in Lubbock, TX?
A single adult needs roughly $26,250/year to cover basic living costs in Lubbock, TX.