Cost of Living in Rio Rancho, NM
Overall index: 92 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 78 | -22% | $1,037 |
| Transportation | 102 | +2% | $3.50 |
| Food | 115 | +15% | $472 |
| Utilities | 89 | -11% | $140 |
| Healthcare | 89 | -11% | $101 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Rio Rancho?
A single adult living comfortably in Rio Rancho, NM needs approximately $32,200 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Rio Rancho, NM?
The overall cost of living in Rio Rancho, NM is 8% lower than the US national average (index: 92 where 100 = national average).
How much is rent in Rio Rancho, NM?
Average rent for a 1-bedroom apartment in Rio Rancho, NM is about $1,037/month.
Is Rio Rancho, NM expensive to live in?
Costs in Rio Rancho, NM are roughly in line with the national average.
What salary do I need to live in Rio Rancho, NM?
A single adult needs roughly $32,200/year to cover basic living costs in Rio Rancho, NM.