Cost of Living in Paterson, NJ
Overall index: 95 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 96 | -4% | $1,020 |
| Transportation | 113 | +13% | $3.50 |
| Food | 72 | -28% | $295 |
| Utilities | 98 | -2% | $173 |
| Healthcare | 98 | -2% | $125 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Paterson?
A single adult living comfortably in Paterson, NJ needs approximately $33,250 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Paterson, NJ?
The overall cost of living in Paterson, NJ is 5% lower than the US national average (index: 95 where 100 = national average).
How much is rent in Paterson, NJ?
Average rent for a 1-bedroom apartment in Paterson, NJ is about $1,020/month.
Is Paterson, NJ expensive to live in?
Costs in Paterson, NJ are roughly in line with the national average.
What salary do I need to live in Paterson, NJ?
A single adult needs roughly $33,250/year to cover basic living costs in Paterson, NJ.