Cost of Living in Owensboro, KY
Overall index: 69 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 47 | -53% | $630 |
| Transportation | 102 | +2% | $3.50 |
| Food | 71 | -29% | $291 |
| Utilities | 74 | -26% | $85 |
| Healthcare | 74 | -26% | $61 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Owensboro?
A single adult living comfortably in Owensboro, KY needs approximately $24,150 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Owensboro, KY?
The overall cost of living in Owensboro, KY is 31% lower than the US national average (index: 69 where 100 = national average).
How much is rent in Owensboro, KY?
Average rent for a 1-bedroom apartment in Owensboro, KY is about $630/month.
Is Owensboro, KY expensive to live in?
No, Owensboro, KY is affordable (below national average).
What salary do I need to live in Owensboro, KY?
A single adult needs roughly $24,150/year to cover basic living costs in Owensboro, KY.