Cost of Living in Indianapolis, IN
Overall index: 77 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 59 | -41% | $778 |
| Transportation | 103 | +3% | $3.50 |
| Food | 84 | -16% | $344 |
| Utilities | 80 | -20% | $106 |
| Healthcare | 80 | -20% | $77 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Indianapolis?
A single adult living comfortably in Indianapolis, IN needs approximately $26,950 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Indianapolis, IN?
The overall cost of living in Indianapolis, IN is 23% lower than the US national average (index: 77 where 100 = national average).
How much is rent in Indianapolis, IN?
Average rent for a 1-bedroom apartment in Indianapolis, IN is about $778/month.
Is Indianapolis, IN expensive to live in?
No, Indianapolis, IN is affordable (below national average).
What salary do I need to live in Indianapolis, IN?
A single adult needs roughly $26,950/year to cover basic living costs in Indianapolis, IN.