Cost of Living in Naperville, IL
Overall index: 142 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 146 | +46% | $1,296 |
| Transportation | 101 | +1% | $3.50 |
| Food | 202 | +102% | $828 |
| Utilities | 123 | +23% | $263 |
| Healthcare | 123 | +23% | $190 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Naperville?
A single adult living comfortably in Naperville, IL needs approximately $49,700 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Naperville, IL?
The overall cost of living in Naperville, IL is 42% higher than the US national average (index: 142 where 100 = national average).
How much is rent in Naperville, IL?
Average rent for a 1-bedroom apartment in Naperville, IL is about $1,296/month.
Is Naperville, IL expensive to live in?
Yes, Naperville, IL is considered expensive (index above national average).
What salary do I need to live in Naperville, IL?
A single adult needs roughly $49,700/year to cover basic living costs in Naperville, IL.