Cost of Living in Kettering, OH
Overall index: 77 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 55 | -45% | $688 |
| Transportation | 100 | +0% | $3.50 |
| Food | 96 | -4% | $394 |
| Utilities | 78 | -22% | $99 |
| Healthcare | 78 | -22% | $72 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Kettering?
A single adult living comfortably in Kettering, OH needs approximately $26,950 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Kettering, OH?
The overall cost of living in Kettering, OH is 23% lower than the US national average (index: 77 where 100 = national average).
How much is rent in Kettering, OH?
Average rent for a 1-bedroom apartment in Kettering, OH is about $688/month.
Is Kettering, OH expensive to live in?
No, Kettering, OH is affordable (below national average).
What salary do I need to live in Kettering, OH?
A single adult needs roughly $26,950/year to cover basic living costs in Kettering, OH.