Cost of Living in Gilroy, CA
Overall index: 205 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 280 | +180% | $1,589 |
| Transportation | 105 | +5% | $3.50 |
| Food | 176 | +76% | $722 |
| Utilities | 190 | +90% | $504 |
| Healthcare | 190 | +90% | $364 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Gilroy?
A single adult living comfortably in Gilroy, CA needs approximately $71,750 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Gilroy, CA?
The overall cost of living in Gilroy, CA is 105% higher than the US national average (index: 205 where 100 = national average).
How much is rent in Gilroy, CA?
Average rent for a 1-bedroom apartment in Gilroy, CA is about $1,589/month.
Is Gilroy, CA expensive to live in?
Yes, Gilroy, CA is considered expensive (index above national average).
What salary do I need to live in Gilroy, CA?
A single adult needs roughly $71,750/year to cover basic living costs in Gilroy, CA.