Cost of Living in Gaithersburg, MD
Overall index: 128 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 139 | +39% | $1,406 |
| Transportation | 103 | +3% | $3.50 |
| Food | 144 | +44% | $590 |
| Utilities | 120 | +20% | $250 |
| Healthcare | 120 | +20% | $181 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Gaithersburg?
A single adult living comfortably in Gaithersburg, MD needs approximately $44,800 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Gaithersburg, MD?
The overall cost of living in Gaithersburg, MD is 28% higher than the US national average (index: 128 where 100 = national average).
How much is rent in Gaithersburg, MD?
Average rent for a 1-bedroom apartment in Gaithersburg, MD is about $1,406/month.
Is Gaithersburg, MD expensive to live in?
Yes, Gaithersburg, MD is considered expensive (index above national average).
What salary do I need to live in Gaithersburg, MD?
A single adult needs roughly $44,800/year to cover basic living costs in Gaithersburg, MD.