Cost of Living in Champaign, IL
Overall index: 75 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 57 | -43% | $772 |
| Transportation | 101 | +1% | $3.50 |
| Food | 77 | -23% | $316 |
| Utilities | 79 | -21% | $103 |
| Healthcare | 79 | -21% | $74 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Champaign?
A single adult living comfortably in Champaign, IL needs approximately $26,250 / year after taxes.
Already earning a salary somewhere else? Compare it directly:
Frequently Asked Questions
What is the cost of living in Champaign, IL?
The overall cost of living in Champaign, IL is 25% lower than the US national average (index: 75 where 100 = national average).
How much is rent in Champaign, IL?
Average rent for a 1-bedroom apartment in Champaign, IL is about $772/month.
Is Champaign, IL expensive to live in?
No, Champaign, IL is affordable (below national average).
What salary do I need to live in Champaign, IL?
A single adult needs roughly $26,250/year to cover basic living costs in Champaign, IL.