Cost of Living in Bellingham, WA
Overall index: 132 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 166 | +66% | $1,035 |
| Transportation | 104 | +4% | $3.50 |
| Food | 88 | -12% | $361 |
| Utilities | 133 | +33% | $299 |
| Healthcare | 133 | +33% | $216 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Bellingham?
A single adult living comfortably in Bellingham, WA needs approximately $46,200 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Bellingham, WA?
The overall cost of living in Bellingham, WA is 32% higher than the US national average (index: 132 where 100 = national average).
How much is rent in Bellingham, WA?
Average rent for a 1-bedroom apartment in Bellingham, WA is about $1,035/month.
Is Bellingham, WA expensive to live in?
Yes, Bellingham, WA is considered expensive (index above national average).
What salary do I need to live in Bellingham, WA?
A single adult needs roughly $46,200/year to cover basic living costs in Bellingham, WA.