Cost of Living in Ames, IA
Overall index: 85 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Overall
85
↓ -15% vs US
Cost Breakdown by Category
Housing
76
↓ -24% vs US
$728 Median rent (1BR)
Transportation
106
↑ +6% vs US
$3.50 Gas price (gal)
Food
80
↓ -20% vs US
$328 Groceries / month
Utilities
88
↓ -12% vs US
$137 Utilities / month
Healthcare
88
↓ -12% vs US
$99 Doctor visit
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 76 | -24% | $728 |
| Transportation | 106 | +6% | $3.50 |
| Food | 80 | -20% | $328 |
| Utilities | 88 | -12% | $137 |
| Healthcare | 88 | -12% | $99 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Ames?
A single adult living comfortably in Ames, IA needs approximately $29,750 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Ames, IA?
The overall cost of living in Ames, IA is 15% lower than the US national average (index: 85 where 100 = national average).
How much is rent in Ames, IA?
Average rent for a 1-bedroom apartment in Ames, IA is about $728/month.
Is Ames, IA expensive to live in?
No, Ames, IA is affordable (below national average).
What salary do I need to live in Ames, IA?
A single adult needs roughly $29,750/year to cover basic living costs in Ames, IA.