Albany, NY vs Utica, NY: Cost of Living Comparison
Utica has the lower overall cost of living. (100 = US national average)
Category-by-Category Comparison
| Category | Albany | Utica | Cheaper |
|---|---|---|---|
| Overall cost of living | 80 | 65 | Utica |
| Housing | 64 ($825) | 38 ($635) | Utica |
| Transportation | 109 ($3.50) | 107 ($3.50) | Utica |
| Food & groceries | 80 ($328) | 69 ($283) | Utica |
| Utilities | 82 ($115) | 69 ($68) | Utica |
| Healthcare | 82 ($83) | 69 ($49) | Utica |
| Median annual wage | 123 ($59,670) | 123 ($59,670) | Tie |
Index 100 = US national average. Lower = cheaper. For wage, higher = better.
Frequently Asked Questions
Is Albany, NY or Utica, NY cheaper to live in?
Utica, NY is cheaper overall by about 15 index points (Albany, NY: 80, Utica, NY: 65; 100 = US national average).
What salary do I need in Albany, NY vs Utica, NY?
A single adult needs roughly $28,000/year in Albany, NY and $22,750/year in Utica, NY to cover basic living costs.