Albany, NY vs Troy, NY: Cost of Living Comparison
Troy has the lower overall cost of living. (100 = US national average)
Category-by-Category Comparison
| Category | Albany | Troy | Cheaper |
|---|---|---|---|
| Overall cost of living | 80 | 76 | Troy |
| Housing | 64 ($825) | 55 ($794) | Troy |
| Transportation | 109 ($3.50) | 112 ($3.50) | Albany |
| Food & groceries | 80 ($328) | 77 ($316) | Troy |
| Utilities | 82 ($115) | 78 ($99) | Troy |
| Healthcare | 82 ($83) | 78 ($72) | Troy |
| Median annual wage | 123 ($59,670) | 123 ($59,670) | Tie |
Index 100 = US national average. Lower = cheaper. For wage, higher = better.
Frequently Asked Questions
Is Albany, NY or Troy, NY cheaper to live in?
Troy, NY is cheaper overall by about 4 index points (Albany, NY: 80, Troy, NY: 76; 100 = US national average).
What salary do I need in Albany, NY vs Troy, NY?
A single adult needs roughly $28,000/year in Albany, NY and $26,600/year in Troy, NY to cover basic living costs.