Albany, NY vs Springfield, MA: Cost of Living Comparison
Springfield has the lower overall cost of living. (100 = US national average)
Category-by-Category Comparison
| Category | Albany | Springfield | Cheaper |
|---|---|---|---|
| Overall cost of living | 80 | 78 | Springfield |
| Housing | 64 ($825) | 64 ($780) | Tie |
| Transportation | 109 ($3.50) | 109 ($3.50) | Tie |
| Food & groceries | 80 ($328) | 69 ($283) | Springfield |
| Utilities | 82 ($115) | 82 ($115) | Tie |
| Healthcare | 82 ($83) | 82 ($83) | Tie |
| Median annual wage | 123 ($59,670) | 131 ($63,590) | Albany |
Index 100 = US national average. Lower = cheaper. For wage, higher = better.
Frequently Asked Questions
Is Albany, NY or Springfield, MA cheaper to live in?
Springfield, MA is cheaper overall by about 2 index points (Albany, NY: 80, Springfield, MA: 78; 100 = US national average).
What salary do I need in Albany, NY vs Springfield, MA?
A single adult needs roughly $28,000/year in Albany, NY and $27,300/year in Springfield, MA to cover basic living costs.