Albany, NY vs Saratoga Springs, NY: Cost of Living Comparison
Albany has the lower overall cost of living. (100 = US national average)
Category-by-Category Comparison
| Category | Albany | Saratoga Springs | Cheaper |
|---|---|---|---|
| Overall cost of living | 80 | 120 | Albany |
| Housing | 64 ($825) | 128 ($1,007) | Albany |
| Transportation | 109 ($3.50) | 97 ($3.50) | Saratoga Springs |
| Food & groceries | 80 ($328) | 135 ($554) | Albany |
| Utilities | 82 ($115) | 114 ($230) | Albany |
| Healthcare | 82 ($83) | 114 ($166) | Albany |
| Median annual wage | 123 ($59,670) | 123 ($59,670) | Tie |
Index 100 = US national average. Lower = cheaper. For wage, higher = better.
Frequently Asked Questions
Is Albany, NY or Saratoga Springs, NY cheaper to live in?
Albany, NY is cheaper overall by about 40 index points (Albany, NY: 80, Saratoga Springs, NY: 120; 100 = US national average).
What salary do I need in Albany, NY vs Saratoga Springs, NY?
A single adult needs roughly $28,000/year in Albany, NY and $42,000/year in Saratoga Springs, NY to cover basic living costs.