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Springfield, MA vs Troy, NY: Cost of Living Comparison

Troy has the lower overall cost of living. (100 = US national average)

Category-by-Category Comparison

Category Springfield Troy Cheaper
Overall cost of living 78 76 Troy
Housing 64 ($780) 55 ($794) Troy
Transportation 109 ($3.50) 112 ($3.50) Springfield
Food & groceries 69 ($283) 77 ($316) Springfield
Utilities 82 ($115) 78 ($99) Troy
Healthcare 82 ($83) 78 ($72) Troy
Median annual wage 131 ($63,590) 123 ($59,670) Troy

Index 100 = US national average. Lower = cheaper. For wage, higher = better.

Frequently Asked Questions

Is Springfield, MA or Troy, NY cheaper to live in?

Troy, NY is cheaper overall by about 2 index points (Springfield, MA: 78, Troy, NY: 76; 100 = US national average).

What salary do I need in Springfield, MA vs Troy, NY?

A single adult needs roughly $27,300/year in Springfield, MA and $26,600/year in Troy, NY to cover basic living costs.

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