Schenectady, NY vs Springfield, MA: Cost of Living Comparison
Schenectady has the lower overall cost of living. (100 = US national average)
Category-by-Category Comparison
| Category | Schenectady | Springfield | Cheaper |
|---|---|---|---|
| Overall cost of living | 70 | 78 | Schenectady |
| Housing | 44 ($776) | 64 ($780) | Schenectady |
| Transportation | 111 ($3.50) | 109 ($3.50) | Springfield |
| Food & groceries | 76 ($312) | 69 ($283) | Springfield |
| Utilities | 72 ($79) | 82 ($115) | Schenectady |
| Healthcare | 72 ($57) | 82 ($83) | Schenectady |
| Median annual wage | 123 ($59,670) | 131 ($63,590) | Schenectady |
Index 100 = US national average. Lower = cheaper. For wage, higher = better.
Frequently Asked Questions
Is Schenectady, NY or Springfield, MA cheaper to live in?
Schenectady, NY is cheaper overall by about 8 index points (Schenectady, NY: 70, Springfield, MA: 78; 100 = US national average).
What salary do I need in Schenectady, NY vs Springfield, MA?
A single adult needs roughly $24,500/year in Schenectady, NY and $27,300/year in Springfield, MA to cover basic living costs.