Hartford, CT vs Schenectady, NY: Cost of Living Comparison
Schenectady has the lower overall cost of living. (100 = US national average)
Category-by-Category Comparison
| Category | Hartford | Schenectady | Cheaper |
|---|---|---|---|
| Overall cost of living | 76 | 70 | Schenectady |
| Housing | 62 ($855) | 44 ($776) | Schenectady |
| Transportation | 114 ($3.50) | 111 ($3.50) | Schenectady |
| Food & groceries | 61 ($250) | 76 ($312) | Hartford |
| Utilities | 81 ($112) | 72 ($79) | Schenectady |
| Healthcare | 81 ($81) | 72 ($57) | Schenectady |
| Median annual wage | 123 ($59,690) | 123 ($59,670) | Tie |
Index 100 = US national average. Lower = cheaper. For wage, higher = better.
Frequently Asked Questions
Is Hartford, CT or Schenectady, NY cheaper to live in?
Schenectady, NY is cheaper overall by about 6 index points (Hartford, CT: 76, Schenectady, NY: 70; 100 = US national average).
What salary do I need in Hartford, CT vs Schenectady, NY?
A single adult needs roughly $26,600/year in Hartford, CT and $24,500/year in Schenectady, NY to cover basic living costs.