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Fremont, CA vs Santa Cruz, CA: Cost of Living Comparison

Santa Cruz has the lower overall cost of living. (100 = US national average)

Category-by-Category Comparison

Category Fremont Santa Cruz Cheaper
Overall cost of living 261 230 Santa Cruz
Housing 370 ($2,034) 339 ($1,611) Santa Cruz
Transportation 101 ($3.50) 105 ($3.50) Fremont
Food & groceries 236 ($968) 149 ($611) Santa Cruz
Utilities 235 ($666) 220 ($610) Santa Cruz
Healthcare 235 ($481) 220 ($441) Santa Cruz
Median annual wage 120 ($58,240) 120 ($58,240) Tie

Index 100 = US national average. Lower = cheaper. For wage, higher = better.

Frequently Asked Questions

Is Fremont, CA or Santa Cruz, CA cheaper to live in?

Santa Cruz, CA is cheaper overall by about 31 index points (Fremont, CA: 261, Santa Cruz, CA: 230; 100 = US national average).

What salary do I need in Fremont, CA vs Santa Cruz, CA?

A single adult needs roughly $91,350/year in Fremont, CA and $80,500/year in Santa Cruz, CA to cover basic living costs.

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